Move money as freely as information moves

Founded in 2021 by fintech engineers frustrated with the status quo, Zupay was built with a single purpose: make payment infrastructure invisible. Fast, fair, and global by default — so builders can focus on building.

Today we process over $2B in payments every month for 8,000+ businesses across 90 countries. We're backed by tier-1 investors and growing 20% month over month.

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$2B+
Monthly processing volume
8K+
Active businesses
90
Countries supported
180+
Currencies

How we work

01

Speed above all

We ship fast, fix fast, and build infrastructure that runs fast. Slow is the enemy — in payments and in engineering.

02

Radical transparency

No hidden fees. No fine print. Every rate, every policy, every status update is in plain sight. We trust our customers to make informed decisions.

03

Build for builders

Our customers are engineers, founders, and operators. We design every product decision with their workflow in mind, not a committee's checklist.

04

Global from day one

Money is global. We built Zupay to work everywhere from the start — not as an afterthought bolted on after US market fit.

05

Obsess over reliability

Five nines isn't a goal — it's a minimum. We run incident reviews for every outage, no matter how small, and publish them publicly.

06

Stay humble, stay hungry

We're building something that matters. We celebrate wins with our team, then immediately ask what we can do better for our customers next.

How we got here

Q1 2021

Founded in Amsterdam

Three engineers quit their fintech jobs to build a better payment API. First commit written at a kitchen table.

Q3 2021

$4M seed round

Raised from Northzone and angel investors. First 50 customers onboarded.

Q2 2022

Launched in 40 countries

Hit $10M monthly processing. Named a top 10 fintech startup to watch by TechCrunch.

Q4 2022

$22M Series A

Led by Sequoia with participation from Index Ventures. Crossed 1,000 business customers.

Q2 2023

Launched marketplace payouts

Brought instant multi-party payment splitting to market. Adopted by three unicorn marketplaces within 90 days.

Q1 2024

$75M Series B

Raised at $450M valuation. Opened offices in New York, Singapore, and Lagos.

Q3 2024

$1B monthly processing

Crossed the billion-dollar monthly milestone. Launched fraud ML engine and same-day settlements.

2026

$2B+ monthly, 90 countries

Now serving 8,000+ businesses. Still building.

The people building Zupay

JH
Jana Hofer
CEO & Co-founder
Previously Adyen, Stripe
RC
Rafael Costa
CTO & Co-founder
Previously Google, Klarna
PO
Priya Ohri
CPO
Previously Revolut
TN
Tobias Ng
CFO
Previously Goldman Sachs

World-class investors

Sequoia
Index Ventures
Northzone
Ribbit Capital
Accel
Y Combinator

Come build with us

We're hiring across engineering, product, and design. Remote-first, mission-driven.