Now processing $2B+ monthly

Payments that
move at the
speed of now

Zupay gives every business instant, borderless payment infrastructure. One integration, 180+ currencies, zero settlement delays.

99.99%
Uptime SLA
180+
Currencies
40ms
Avg. response
Payment confirmed
€4,200.00 · just now
Total Volume Live
$847,293
↑ 18.4% vs last week
Approval Rate
98.7%
Avg. Latency
42ms
// Auto-flow
Payment received
Risk scored
Settled ✓

Trusted by 8,000+ businesses worldwide

Shopify Notion Vercel Linear Figma Loom Retool

Every payment primitive, unified in one API

From first checkout to global settlement — Zupay handles the full payment lifecycle so your team can focus on building.

01 — Automation
Smart payment routing that never sleeps
Real-time ML routing selects the optimal payment processor for every transaction. Automatic retry, fallback, and recovery — no engineering effort required.
Trigger: Payment intent created ✓ active
Action: ML risk score applied ~2ms
Route: Best processor selected → settled
02 — Global
180+ currencies, instant
// Accept any currency const intent = await zupay.pay({ amount: 4200, currency: "BRL", settle_in: "USD" });
03 — Reliability
0%
Uptime — multi-region active-active with sub-second failover
04 — Security
Fraud stopped before it starts
ML models trained on billions of signals. Less than 0.01% false positive rate.
PCI DSS L1 SOC 2 II ISO 27001
05 — Speed
0ms
Average authorization response across 190+ countries
06 — Finance
Zero-touch reconciliation
Every transaction automatically matched to invoices, synced to Xero, QuickBooks, or your ERP in real time. Your finance team gets hours back every week.
07 — Developer
Ship in an afternoon, not a quarter
SDKs for Node, Python, Go, Ruby, PHP. Webhooks with automatic retry. Full sandbox. Comprehensive docs written by engineers, for engineers.
View docs →

Live in four steps

From signup to first transaction in under 10 minutes. No sales calls, no contracts, no friction.

01

Create your account

Sign up for free. Full sandbox access from minute one — no credit card required.

02

Integrate the API

Copy our starter code. Drop-in SDKs for every major language. Docs are actually good.

03

Configure & test

Set up payment methods, routing rules, and fraud thresholds in your dashboard.

04

Go live

Flip the switch. We handle compliance, routing, settlement — you handle growth.

Loved by engineering and finance

"Zupay's approval rates blew everything else out of the water. We saw a 14% uplift in the first month — that's real revenue, not just basis points."

SK
Sophie Kim
CTO, Flowbase

"We replaced three payment processors with Zupay and our ops overhead dropped 80%. The reconciliation alone saves my finance team 20 hours a week."

MR
Marcus Reid
VP Finance, Vectara

"The global coverage is unmatched. We sell in 60 countries and Zupay handles every currency, every method, without us lifting a finger. It just works."

AL
Amira Levi
CEO, Orbify

Ready to move at
the speed of money?

Join 8,000+ businesses processing smarter payments with Zupay. Free to start, no contracts, cancel anytime.