Every line of code, every architecture decision, every policy at Zupay starts with the question: is this secure? Here's how we protect your business and your customers.
The highest level of payment card industry compliance. Audited annually by a QSA.
Independent audit of our security, availability, and confidentiality controls.
Internationally recognised information security management certification.
Full compliance with EU data protection regulations. DPA available on request.
All data encrypted in transit (TLS 1.3) and at rest (AES-256). Card data never touches your servers — tokenised at the point of entry.
ML models trained on billions of transactions score every payment in real time. Less than 0.01% false positive rate — legitimate payments sail through.
Full 3D Secure 2 support with intelligent exemption management to maximise approval rates while meeting strong customer authentication requirements.
Granular permissions for every team member. Full audit logs of every API call, dashboard action, and settings change — immutable and always available.
Multi-region active-active architecture with automatic failover. Real-time status at status.zupay.io. Post-incident reports published within 24 hours.
Security researchers are rewarded for responsibly disclosing vulnerabilities. Our programme is managed via HackerOne with payouts up to $50,000.